DIVIDEND RATES
(Rates are good as of January 30, 2009)
Account Rate APY
Share Account 0.20% 0.20%
Money Market Account 0.50% 0.50%
Holiday Club Account 0.20% 0.20%
Vacation Club Account 0.20% 0.20%
Checking Account 0.00% 0.00%
 
IRA & TERM CERTIFICATE OF DEPOSIT RATES
(Rates are good as of November 13, 2009)
CD Term IRA Term Rate APY
6 Months n/a 0.50% 0.50%
12 Months 12 Months 0.50% 0.50%
18 Months 18 Months 1.00% 1.00%
24 Months 24 Months 1.00% 1.00%
30 Months n/a 1.50% 1.51%
36 Months 36 Months 1.50% 1.51%